Dual Investment is a sophisticated financial product that allows you to purchase or sell a chosen cryptocurrency at a predetermined price on a specific future date. While waiting for the strategy to execute, your assets earn an enhanced daily yield, providing potential returns regardless of market direction.
Understanding Dual Investment
Dual Investment enables market participants to implement either "buy low" or "sell high" strategies using popular cryptocurrencies including BTC, ETH, XRP, SOL, or BNB. The product allows you to select your preferred target price, settlement date, and interest rate based on available options.
Depending on your chosen strategy, your selected digital asset will be either bought or sold using USDT or USDC stablecoins under the predetermined conditions. This approach provides exposure to cryptocurrency markets while potentially generating yield during the investment period.
Key Benefits of Dual Investment
- Strategic flexibility: Choose between buy low or sell high strategies based on your market outlook
- Enhanced earnings potential: Earn competitive interest rates regardless of market volatility
- Transparent planning: Project potential returns upfront with clear interface and calculations
- Market opportunity: Benefit from price movements in either direction
Getting Started with Dual Investment
Before participating, users from certain regions may need to complete a brief educational quiz to ensure understanding of the product mechanics. We recommend reviewing all product details through the educational resources available in the platform's savings section.
To begin trading, you'll need supported assets in your savings wallet:
- For sell high strategies: Minimum of 0.01 BTC, 0.2 ETH, 1,000 XRP, 10 SOL, or 1 BNB
- For buy low strategies: Sufficient USDT or USDC based on your target price
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Core Concepts Explained
Target Price Selection
Each strategy offers predetermined price options (listed as "Buy at" or "Sell at" prices) that serve as your target price. The outcome of your investment depends on whether the market price reaches this target by the settlement date.
Settlement Date Mechanics
The settlement date is the specific day when your assets are potentially bought or sold if the target price condition is met. All settlements occur at 08:00 AM UTC on the predetermined date.
Once you subscribe to a strategy, your allocated assets become locked and inaccessible until the settlement date concludes.
Interest Earnings
During the investment period, you earn daily interest at the disclosed annual percentage rate. This interest is paid out at settlement regardless of whether the target price condition is met.
Maximum Allocation Limits
Each trading pair has a maximum allocation amount shared across all users. Once this collective quota is filled, that specific target price option becomes unavailable.
Strategic Approaches: Buy Low vs. Sell High
Buy Low Strategy
The buy low strategy allows you to purchase cryptocurrency at a target price below the current market value. The trade executes if the market price at settlement is equal to or lower than your target price.
Sell High Strategy
The sell high strategy enables you to sell cryptocurrency at a target price above current market levels. The trade executes if the market price at settlement equals or exceeds your target price.
Important Considerations
Assets in Dual Investment subscriptions have several characteristics:
- Earn interest according to Dual Investment terms (not through other savings products)
- Cannot be transferred, exchanged, or withdrawn before settlement
- Cannot be used as collateral for loans
- Not eligible for automatic transfers or loan repayments
- Interest rates are not determined by loyalty tiers
- Interest is paid in the output currency regardless of other settings
- Transactions don't qualify for crypto cashback rewards
Practical Examples of Dual Investment
Buy Low Scenario Example
Assume these parameters:
- Current BTC price: $38,000
- Investment amount: 19,000 USDT
- Target price: $34,000
- Settlement: 14 days
- Annual interest: 10%
Target Price Met: If BTC ≤ $34,000 at settlement, you receive approximately 0.5588 BTC plus interest converted to BTC.
Target Price Not Met: If BTC > $34,000, you receive your original 19,000 USDT plus interest in USDT.
Sell High Scenario Example
Assume these parameters:
- Current BTC price: $36,000
- Investment amount: 0.2 BTC
- Target price: $40,000
- Settlement: 7 days
- Annual interest: 11%
Target Price Met: If BTC ≥ $40,000 at settlement, you receive 8,000 USDT plus interest converted to USDT.
Target Price Not Met: If BTC < $40,000, you receive your original 0.2 BTC plus interest in BTC.
How to Subscribe to Dual Investment
Mobile Application Process
- Log into your account on the mobile app
- Tap "Get started" on the Dual Investment banner
- Select your preferred cryptocurrency
- Choose your strategy (buy low/sell high) and currency
- Select subscription amount and confirm
Web Platform Process
- Access your account through the web platform
- Click "Earn with Dual Investment" above your loyalty tier
- Choose cryptocurrency, strategy, and currency
- Select subscription amount and confirm
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Frequently Asked Questions
What are the minimum subscription amounts?
- BTC strategies: Minimum 0.01 BTC (increments of 0.01 up to 0.1 BTC, then 0.1 increments)
- ETH strategies: Minimum 0.2 ETH (increments of 0.2 up to 1 ETH, then 1 ETH increments)
- XRP: Minimum 1,000 XRP (1,000 increment increases)
- SOL: Minimum 10 SOL (10 increment increases)
- BNB: Minimum 1 BNB (1 increment increases)
How can I project potential returns?
Check the "Potential Returns" section when placing a Dual Investment subscription for detailed projections.
Can I cancel or modify active subscriptions?
No, once established, Dual Investment subscriptions cannot be canceled or modified before settlement.
Where can I view my active and past investments?
Access your investment history through the Savings Hub on mobile or Dual Investment section on web, filtering by strategy, asset, or settlement status.
What happens to assets during the subscription period?
Assets remain locked until settlement and cannot be exchanged, withdrawn, transferred, or used as collateral.
Important Considerations
Dual Investment may not be available in all jurisdictions, including Australia, the United Kingdom, and some European Economic Area countries. The content provided is for educational purposes only and should not be considered financial advice. Always conduct thorough research and trade responsibly based on your risk tolerance and investment objectives.
This product offers sophisticated market participants opportunities to potentially enhance returns while managing specific price targets, providing a structured approach to cryptocurrency investing in various market conditions.