Introduction
BiyaPay is a globally recognized multi-asset trading wallet that simplifies international finance. It enables users to convert and manage various currencies and digital assets seamlessly. A standout feature is its ability to let users trade US and Hong Kong stocks using USDT, eliminating the traditional need for complex offshore banking setups. This service is designed for efficiency, offering real-time transactions and competitive fees, making global investment more accessible than ever.
The platform supports a wide range of financial activities, from global payments and remittances to investments in stocks, digital currencies, and commodities. By leveraging modern financial technology, BiyaPay provides a unified solution for investors looking to diversify their portfolios across borders without the usual hurdles.
What is BiyaPay?
BiyaPay operates as a comprehensive digital wallet and trading platform. It allows users to hold, convert, and transact in over 30 fiat currencies and 200 digital currencies. The platform uses market mid-rates for conversions with minimal fees, ensuring transparency and cost-effectiveness. Transactions are processed through local transfer methods in most countries, offering same-day transfers without limits.
A key advantage is its function as a deposit and withdrawal tool. Users can convert USDT to USD or HKD instantly, facilitating direct investments in US and Hong Kong stock markets. This bypasses the lengthy process of setting up offshore accounts, providing a streamlined path to global trading.
Core Regulatory Compliance
BiyaPay adheres to strict regulatory standards across multiple jurisdictions, ensuring secure and lawful operations.
United States Operations
The US entity, BIYA GLOBAL LLC, is registered with the Securities and Exchange Commission (SEC) and is a member of the Financial Industry Regulatory Authority (FINRA). It is also registered as a Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN), adhering to all federal regulations.
Canadian Operations
In Canada, BIYA GLOBAL LIMITED is registered as an MSB with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), complying with local financial laws and oversight.
New Zealand and Global Operations
The New Zealand branch is a registered Financial Services Provider (FSP) and part of the country's independent financial dispute resolution scheme. Globally, BiyaPay follows regional financial regulations to maintain operational integrity.
Benefits of Using USDT for Stock Investments
- Zero Account Setup Barriers: Register online in minutes with just identity verification, no need for complex overseas bank account procedures.
- No Offshore Account Required: Convert USDT to USD or HKD directly within the platform to trade stocks, enabling a single-account global investment approach.
- Real-Time Deposits and Withdrawals: Execute transactions instantly based on market conditions without waiting for bank processing, allowing flexible asset management.
- Significant Cost Savings: Reduce fees by over 90% compared to traditional brokers, avoiding multiple transaction charges at each step of the process.
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Key Features of BiyaPay
BiyaPay stands out as a professional financial tool with several user-centric features.
- 1:1 USDT to USD Conversion: Enjoy stable value transfers with real-time conversion between digital assets and fiat currencies, solving common funding issues for stock trading.
- Unlimited Transactions: Execute large transfers with single transactions up to $3 million and low fees of 0.5%, supporting diverse investments like forex and commodities.
- Efficient Transfers: Utilize ACH and wire methods for deposits, with same-day processing in most regions through regulated partners, minimizing risk and delays.
- Simplified Withdrawals: Convert fiat back to digital assets for easy withdrawal to local banks, addressing repatriation challenges for international investors.
Step-by-Step Account Setup
Getting started with BiyaPay is straightforward and hassle-free.
- Registration: Download the app, enter your email, verify it, and set a password to create an account instantly.
- Identity Verification: Upload a government-issued ID or passport via the app and complete a facial recognition scan for security.
- Account Activation: Most accounts are activated within a day of submission, with support available for any delays.
How to Fund and Trade US/HK Stocks
Transferring Fiat to Stock Accounts
After depositing fiat currency, navigate to the "Stocks" section, select "Transfer," and move funds from your wallet to your trading account seamlessly.
Converting Digital Assets for Trading
For digital asset deposits, first convert them to USD or HKD using the flash exchange feature. Then transfer the fiat to your stock account to start trading.
Frequently Asked Questions
What is BiyaPay's primary function?
BiyaPay is a multi-asset wallet that enables global payments, currency exchange, and stock trading. It specializes in allowing USDT conversions for investing in US and Hong Kong markets without an offshore account.
How secure is BiyaPay for international transactions?
The platform complies with regulatory standards in the US, Canada, and other regions, using advanced security protocols and local transfer methods to ensure safe and timely transactions.
What are the cost advantages of using BiyaPay?
Users save significantly on fees—often over 90%—by avoiding multiple banking charges. The platform offers transparent pricing with no hidden spreads and low transaction costs.
Can I withdraw profits easily to my local bank?
Yes, convert fiat profits to digital assets like USDT, withdraw them to an exchange, and sell to your local bank account for efficient fund repatriation.
How long do deposits and withdrawals take?
Most transactions are processed on the same day, leveraging local transfer networks to speed up cross-border movements.
Is there a limit on transaction sizes?
No, there are no arbitrary limits. Users can transfer large amounts, with single transactions supported up to $3 million.